Plan Benefits

1. Death benefit equals to sum assured plus accumulated cash bonuses (if any) and Terminal Bonus on Death (if any) will be payable in one lump sum

2. Total Permanent Disability (TPD) benefit are the same as death benefit above.

3. Survival Benefit which is the guaranteed cash payment of 4.25% of the Basic Sum Assured will be payable from the end of the 10th year, until maturity or death of the life assured, whichever is earlier.


4. Cash Bonus (Non-Guaranteed) - Starting from the end of the 2nd year, Cash Bonus will be declared annually on the Basic Sum Assured. Thereafter annual Cash Bonus will become payable on each policy anniversary, provided
the Life Assured is alive and the policy is still in force.


5. Maturity Benefit : Upon the survival on the Life Assured to the maturity date of the policy (age 87), Basic Sum Assured, Accumulated Survival Benefit (if accumulated with the Company), Terminal Bonus on Maturity and Cash Bonus (if any and if accumulated with the Company) shall be payable.